Swimming Pool Financing:
Phoenix and Tucson AZ

Most of Our Clients Use Financing in the Purchase and Construction of Their New Pool.

Financing lets many Arizona families enjoy their new pool now instead of waiting years to save. Our team will help you compare options and find a payment that fits your budget.

Common Financing Questions

Arizona’s Only In-House Pool Financing Solution

We are the only custom pool builder in Phoenix and Tucson to offer in-house financing. Taking advantage of our in-house financing is the fastest and most affordable way to get a loan for the construction of your new pool. You can work directly with our team to avoid red tape and secure your loan from experts who understand the pool construction process.

At Presidential Pools, our dedicated finance manager, Natalie Doyle, will be more than happy to talk through swimming pool financing options with you. You can reach her by filling out the form below or calling 480.222.6117.

We are proud to offer a variety of swimming pool financing solutions at Presidential Pools. We have preferred vendor relationships in order to secure the best possible financing programs and rates, and make sure the approval and funding processes move along quickly and easily.

Because a pool can add value to your home, banks and other lenders often look favorably upon pool financing. Since payments can be spread out over a series of years, the monthly payment is often reasonable enough to make your dream backyard design possible.

Why work with us?

  • Exclusive financing programs
  • Competitive rates
  • One application, multiple lending options
  • Financing tailored specifically for pool construction
water droplet background
pool features

New Swimming Pool Financing:
Investing In A Better Life

Summer Pool Financing Special

$500 Cash Back and ZERO Closing Costs until August 31st

For a limited time, enjoy an exclusive offer only available through Presidential Pools: Get $500 cash back and $0 closing costs when you finance your new pool now through August 31, 2026.*

Browse New Customer Specials
Summer Pool Financing Special

Pool Loan Options for Arizona Homeowners

As with most meaningful life improvements, a swimming pool or spa is an investment. When you consider that pools and spas in Arizona can be used almost daily for at least half the year, owning them is one of the most cost-effective activities in which your family can invest. And that is before considering the health benefits.

Similar to purchasing a car or building a home, the total cost of building a pool is highly dependent on your design needs and preferences, as well as landscape factors like the type of soil, access to utilities, and how difficult it will be to get equipment into your backyard.

Request Pool Loan Info
Persons looking at pool through the whindow

Tax Advantages

Depending on how your loan is structured and how your property is used, you may qualify for certain tax advantages. Always consult your tax professional to determine your eligibility.

Swimming Pool Financing FAQ

Our financing manager, Natalie, has been in the mortgage and loan industry for 20+ years. Her expertise is available to anyone interested in financing their Presidential Pool! When you combine Natalie’s experience with our huge set of financing options, you get the best financing options available for your family.

The lending institutions that we have partnered with specialize in swimming pool financing and are good at what they do. The number one thing to keep in mind is what monthly payment is in your budget and then look at the lender that will offer the best rate and term to see if they can meet your needs. Natalie will walk you through everything from start to finish.

Different programs have different requirements. With our secured loans, the lenders minimum credit score requirement is 650+ and the unsecured loans require a 660+. There are other factors that determine qualification which can include debt-to-income ratio, residual monthly income, and credit history.

We offer secured and unsecured loans. Secured loans are considered second mortgages and use the home as collateral. The rates vary depending on credit scores and equity in the home, but don’t worry if you do not have a lot of equity in your home. The lenders we have partnered with are able to go over the 80% loan-to-value that lenders in Arizona cannot exceed.

We also offer unsecured loans, which are more of a personal loan, so the lender does not use the home as collateral.

Usually about 3 weeks. This can be a bit quicker or slower depending on industry demand (the process can often be quicker, but is normally slower during swim season!) The loan process for both secured and unsecured loans is fairly simple. We submit the loan application and within 3-5 days receive a decision. If the loan is preapproved, we move forward.

Yes! In many cases, you can finance your pool along with other eligible backyard improvements, such as landscaping, outdoor kitchens, patio covers, fire features, and more. Bundling these elements into one loan can simplify your project and give you a single monthly payment.

Your financing options will depend on the lender, loan program, and the scope of your project. Our financing specialists can walk you through the available options and help you determine what qualifies.

Speak with a Pool Financing Specialist

Submit your info below to get the latest financing rates from our in-house Financing Manager, Natalie.