Our financing options will help make your family’s dream backyard a reality.
Building a pool is one of the best investments you can make as an Arizonian. Few places in the world do so many people own swimming pools. It just makes sense
A Presidential Pool is always a great value. No matter how you cut it, though, a pool is a big project. Like most of our customers, you’ll probably want to use financing to help build your dream backyard.
You’ll be surprised at the great options you have for financing your dream backyard. Banks and other lenders actually like lending out money for pools because they increase the value of your home.
There’s one person who can best help you realize just how affordable your personal backyard oasis can be, our very own Natalie Doyle.
Meet Natalie, Your New Best Friend. Natalie Doyle is our dedicated finance manager and your new best friend. When you talk to her, she’ll help you find exactly what financing option makes sense for you – the best programs and rates possible.
Our industry-leading range of financing options combined with Natalie’s expertise means you’ll have access to all the best programs and the know-how to pick the best one for you.
She’ll also help you make sure the approval and funding processes move along quickly and easily. You probably have a ton of questions. Let Natalie answer them all in her clear, patient way.
Get Pool Financing Information
Contact Natalie Doyle, our dedicated finance manager, at 480-222-6117 to learn which financing option is best for you. Your dream backyard is likely more affordable than you think!
Swimming Pool Financing FAQ
How can I find the best financing option for my family?
Our financing manager, Natalie, has been in the mortgage and loan industry for 20+ years. Her expertise is available to anyone interested in financing their Presidential Pool! When you combine Natalie’s experience with our huge set of financing options, you get the best financing options available for your family.
What should I look for in a loan provider?
The lending institutions that we have partnered with specialize in swimming pool financing and are good at what they do. The number one thing to keep in mind is what monthly payment is in your budget and then look at the lender that will offer the best rate and term to see if they can meet your needs. Natalie will walk you through everything from start to finish.
What is required to qualify?
Different programs have different requirements. With our secured loans the lenders minimum credit score requirement is 650+ and the unsecured loans require a 600+. There are other factors that determine qualification which can include debt to income ratio, residual monthly income, and credit history.
What types of loans are available?
We offer secured and unsecured loans. Secured loans are considered 2nd mortgages and use the home as collateral. The rates vary depending on credit scores and equity in the home, but don’t worry if you do not have a lot of equity in your home. The lenders we have partnered with are able to go over the 80% loan to value that lenders in Arizona cannot exceed.
We also offer unsecured loans, which are more of a personal loan, so the lender does not use the home as collateral.
What terms and rates are available?
The terms for the secured loans have options of 5, 10, 15 and 20 year terms depending on the lending institution. The rates can range from 5.25%-8.25% depending on term, equity and credit score. With the unsecured loan the terms are 5-20 years options.
The rates for the unsecured range from 6.99% and up depending on credit score, credit history and other factors.
How long does it take to get a loan?
Usually about 3 weeks. This can be a bit quicker or slower depending on industry demand (the process can often be quicker, but is normally slower during swim season!) The loan process for both secured and unsecured loans fairly simple. We submit the loan application and within 3-5 days receive a decision. If the loan is preapproved we move forward.