Swimming Pool Financing: Investing In A Better Life

Most of Our Clients Use Financing.

As with most meaningful life improvements, a swimming pool or spa is an investment. When you consider that pools and spas in Arizona can be used almost daily for at least half the year, owning them is one of the most cost-effective activities in which your family can invest. And that is before considering the health benefits.

Similar to purchasing a car or building a home, the total cost of building a pool is highly dependent on your design needs and preferences, as well as landscape factors like the type of soil, access to utilities, and how difficult it will be to get equipment into your backyard.

At Presidential Pools, we offer competitive pricing on only the best and most durable pool construction materials and equipment, but we understand that most families will still need some sort of financing to build their dream backyard. We have a dedicated in-house finance manager and multiple preferred vendor relationships to ensure that all viable options are available to you as your family considers how and when to transform your backyard.

Financing

At Presidential Pools, our dedicated finance manager, Natalie Doyle, will be more than happy to talk through swimming pool financing options with you. You can reach her by filling out the form below or calling 480.222.6117.

We are proud to offer a variety of swimming pool financing solutions at Presidential Pools. We have preferred vendor relationships in order to secure the best possible finance programs and rates, and make sure the approval and funding processes moves along quickly and easily.

Because a pool can add value to your home, banks and other lenders often look favorably upon pool financing. Since payments can be spread out over a series of years, the monthly payment is often reasonable enough to make your dream backyard design possible.

Tax Advantages

Because a swimming pool loan is usually secured by your property, the interest on a pool loan may be tax-deductible. You should consult your tax advisor for further information.

You can also learn more about swimming pool budgeting, financing, and pricing in our Frequently Asked Questions.

Learn More in our FAQ

Questions?

A custom pool design consultant will be happy to go over each step with you. All you have to do is contact us to set up a phone call or time to meet.

Swimming Pool Financing FAQ

Our financing manager, Natalie, has been in the mortgage and loan industry for 20+ years. Her expertise is available to anyone interested in financing their Presidential Pool! When you combine Natalie’s experience with our huge set of financing options, you get the best financing options available for your family.Description text goes here

The lending institutions that we have partnered with specialize in swimming pool financing and are good at what they do. The number one thing to keep in mind is what monthly payment is in your budget and then look at the lender that will offer the best rate and term to see if they can meet your needs. Natalie will walk you through everything from start to finish.

Different programs have different requirements. With our secured loans the lenders minimum credit score requirement is 650+ and the unsecured loans require a 640+. There are other factors that determine qualification which can include debt-to-income ratio, residual monthly income, and credit history.

We offer secured and unsecured loans. Secured loans are considered 2nd mortgages and use the home as collateral. The rates vary depending on credit scores and equity in the home, but don’t worry if you do not have a lot of equity in your home. The lenders we have partnered with are able to go over the 80% loan to value that lenders in Arizona cannot exceed.

We also offer unsecured loans, which are more of a personal loan, so the lender does not use the home as collateral.

Usually about 3 weeks. This can be a bit quicker or slower depending on industry demand (the process can often be quicker, but is normally slower during swim season!) The loan process for both secured and unsecured loans fairly simple. We submit the loan application and within 3-5 days receive a decision. If the loan is preapproved we move forward.